The Benazir Income Support Programme (BISP) introduced a modern payment system in July 2025, allowing beneficiaries of the Benazir Kafaalat Program to receive their stipends directly through digital wallet accounts. These wallets are operated in partnership with leading financial services, making payments faster, safer, and more transparent.
Under this system, eligible women can now receive their Rs. 13,500 payments directly into mobile wallets without visiting camps or dealing with agents.
What is the BISP Digital Wallet?
The BISP Digital Wallet is a mobile-based account linked to your CNIC and SIM. It allows beneficiaries to receive financial assistance directly on their phones, eliminating long queues and reducing unauthorized deductions.
Once your wallet is activated, payments are transferred automatically, and you can access your funds anytime.
Approved Digital Wallet Platforms
BISP has partnered with the following platforms for payment distribution:
- Easypaisa (Telenor Microfinance Bank)
- JazzCash (Mobilink Microfinance Bank)
- HBL Konnect (Habib Bank Limited)
- Bank Alfalah Pay Shop
Each district is assigned a specific bank or wallet provider. Your location determines where your payment will be sent.
District-Wise Bank Allocation
Different districts across Pakistan are assigned specific partner banks. For example:
- Many districts in Khyber Pakhtunkhwa, Gilgit-Baltistan, and parts of Punjab are linked with HBL Konnect
- Other districts are assigned to Easypaisa, JazzCash, or Bank Alfalah Pay Shop
Beneficiaries must register only with the bank assigned to their district.
How to Create a BISP Wallet Account
1. Easypaisa Wallet
- Visit a Telenor Microfinance Bank branch
- Provide your CNIC and mobile number
- Complete biometric verification
- Your wallet will be activated for BISP payments
2. JazzCash Wallet
- Visit a Mobilink Microfinance Bank branch
- Submit CNIC and mobile number
- Verify your fingerprint
- Receive confirmation SMS from BISP
3. HBL Konnect Wallet
- Visit the nearest HBL Konnect agent or branch
- Provide CNIC and phone number
- Complete biometric verification
- Link your BISP account to the wallet
Important: Always use a SIM registered in your own name. Payments will not be transferred to other numbers.
Eligibility Criteria
To receive payments through a digital wallet, you must:
- Be registered in the Benazir Kafaalat Program
- Have a valid CNIC verified by National Database and Registration Authority
- Complete the BISP Dynamic Survey
- Use a SIM registered in your name
- Complete biometric verification with the assigned bank
You can check your eligibility through the 8171 web portal.
What Happens to the Old Payment System?
BISP has announced that the traditional system of camps and agents will be gradually phased out.
The new wallet system will:
- Eliminate illegal deductions
- Provide full payment directly to beneficiaries
- Send SMS notifications for each transaction
- Improve transparency and reduce fraud
Payment Schedule for Digital Wallets
The digital wallet payment system began rolling out from August 15, 2025, in selected districts. It is being expanded nationwide in phases. Beneficiaries in active districts will start receiving payments directly in their wallets.
Benefits of the Digital Wallet System
- Instant access to funds
- No long queues at campsites
- Secure and transparent payments
- Ability to pay bills, transfer money, and recharge mobile balance
- Greater financial independence for women
Important Guidelines
- Keep your SIM active and registered in your name
- Never share your PIN or personal details
- Complete biometric verification when required
- Follow only official updates from 8171
Conclusion
The BISP digital wallet system is a major step toward modernizing financial support in Pakistan. By transferring payments directly into mobile accounts, the Government of Pakistan is ensuring transparency, convenience, and financial empowerment for millions of women.
Beneficiaries should complete their registration as soon as possible and stay updated through official 8171 channels to receive payments without any delay.
