The Government of Pakistan has introduced a new payment system for beneficiaries of the Benazir Income Support Programme (BISP). Starting from September 2025, Benazir Kafaalat payments of up to Rs. 14,500 are being transferred directly into newly created mobile wallet accounts, making the process more secure and convenient for women across the country.
New Digital Wallet System Announcement
In September 2025, Shehbaz Sharif announced the launch of 10 million SIM-based digital wallet accounts for Benazir Kafaalat beneficiaries.
This initiative aims to eliminate middlemen and ensure that payments are delivered directly to eligible women without any deductions or delays.
Key Update
BISP is now transferring payments directly into SIM-linked mobile wallets. These SIMs are issued at official campsites during payment phases. After CNIC verification, funds can be accessed through services like Easypaisa, JazzCash, or HBL Konnect, allowing easy withdrawal and transfers.
What is the BISP Mobile Wallet Account?
The new wallet is a digital account linked to a SIM card provided by BISP. Beneficiaries must visit a campsite or Tehsil Office, where the SIM is issued after identity verification.
Who Will Receive the Wallet SIM?
All registered women under the Benazir Kafaalat Program will receive a SIM linked to their wallet. This account will be used for future payments, including Benazir Kafaalat installments and Taleemi Wazaif.
Where to Register?
Registration is only available at official BISP campsites or Tehsil Offices. Beneficiaries must visit these locations during the announced schedule.
Required Documents
To complete registration, bring:
- Original CNIC issued by National Database and Registration Authority
- A mobile phone
- Personal presence for biometric verification
Biometric Verification Process
At the campsite, fingerprints are scanned to verify identity. This ensures the SIM and wallet account are securely linked to the beneficiary’s CNIC.
Step-by-Step Registration Process
- Visit the nearest BISP campsite or Tehsil Office
- Present your original CNIC
- Complete biometric (fingerprint) verification
- Receive your BISP-issued SIM card
- Set a 4-digit PIN code to activate your wallet
- Complete biometric re-verification every 6 months to keep the account active
Payment Timeline
From September 18, 2025, payments are being transferred directly into these wallet accounts. Beneficiaries can receive:
- Kafaalat Payment: Rs. 13,500 – Rs. 14,500
- Taleemi Wazaif: Around Rs. 4,500 (if applicable)
Benefits of the Digital Wallet
With this new system, beneficiaries can:
- Withdraw money anytime
- Pay utility bills
- Recharge mobile balance
- Shop online
- Transfer funds to other accounts
This system reduces the need to stand in long queues and gives women full control over their finances.
How to Withdraw Money
Funds can be accessed through:
- Mobile wallet services (SIM-based)
- Easypaisa or JazzCash agents
- ATMs
- HBL Konnect outlets
Security Features
- Wallet is linked with CNIC and biometric verification
- Only the registered beneficiary can access funds
- Payment notifications are sent via 8171 SMS
- PIN protection ensures account safety
Important Guidelines
- Always carry your original CNIC when visiting camps
- Keep your SIM and PIN secure
- Do not share your PIN with anyone
- Complete biometric verification every 6 months
- Visit the BISP office for any issues
Conclusion
The new BISP digital wallet system is a major step forward in improving transparency and convenience. By transferring payments directly into secure mobile accounts, the program empowers women with greater financial independence and ensures safe, fast, and hassle-free access to their funds.
