The Benazir Income Support Programme (BISP 13500) continues to empower underprivileged families across Pakistan with financial aid. This year, eligible beneficiaries will receive the BISP 13500 payment (Rs. 13,500) through HBL ATM clusters, ensuring a smooth and organized disbursement process. To avoid long queues, beneficiaries now receive SMS notifications from 8171 with their BISP 13500 payment dates and designated locations. Funds can be collected via HBL ATMs, POS agents, or official BISP camps—making the BISP 13500 distribution accessible to all
This guide covers everything about the BISP 13500 payment system, including how to check your schedule, withdrawal methods, and key rules to follow for a hassle-free experience.

🏧 BISP 13500 Payment Collection Methods (2025)
Beneficiaries can collect their Rs. 13,500 through multiple secure channels. Below is a breakdown of all options:
📌 Payment Collection Options
| Method | How to Collect | Documents Required | Official Links |
|---|---|---|---|
| HBL ATM | Visit any HBL ATM, enter CNIC, complete biometric verification, and withdraw cash. | Original CNIC, Registered Mobile | HBL ATM Locator |
| HBL POS Agent | Find an authorized HBL POS agent in your cluster, provide CNIC & fingerprint. | CNIC, Registered Phone | BISP POS Agent List |
| BISP Camps | Temporary camps in rural areas. Visit on your assigned date with CNIC. | CNIC, Payment SMS | BISP Camp Schedule |
| BISP Website | Check payment status online before visiting a center. | CNIC Number | BISP Beneficiary Portal |
🔗 Important Official Links
- BISP Official Website: www.bisp.gov.pk
- SMS Verification: Send CNIC to 8171
- Complaints/Help: BISP Helpline
⚠ Note:
- No agent or ATM charges apply – BISP payments are free.
- Only the registered beneficiary can withdraw (biometric mandatory).
- Avoid scams – Never share your CNIC or PIN with strangers.
For real-time updates, always refer to the official BISP sources above. ✅
✅ Benefits of the HBL Cluster System
✔ Reduced waiting time at payment centers.
✔ Organized and scheduled disbursements.
✔ Minimized fraud risks with biometric verification.
📅 Check Your BISP HBL Cluster & Payment Schedule (2025)
To avoid unnecessary visits, beneficiaries must confirm their payment schedule before visiting a center. Here’s how:
📱 Method 1: SMS Verification
- Send your CNIC number (without dashes) to 8171.
- You’ll receive an SMS reply with:
- Cluster code
- Payment date
- Designated payment center
🌐 Method 2: Online Check via BISP Portal
- Visit the official BISP website: www.bisp.gov.pk.
- Go to the “Beneficiary Information” section.
- Enter your CNIC number to view your payment details.
⚠ Important: Ensure your registered mobile number is active to receive updates.
🏧 BISP 13500 Payment Collection via ATM & POS Agents
Beneficiaries can withdraw their Rs. 13,500 through multiple secure channels:
1. HBL ATM Withdrawal
- Visit any HBL ATM with your original CNIC.
- Complete biometric verification (fingerprint scan).
- Collect your cash instantly.
2. HBL POS Agents
- Locate an authorized HBL POS agent in your cluster.
- Provide your CNIC & biometric verification.
- Receive your payment without any fees.
3. BISP Camps (For Remote Areas)
- Temporary BISP camps are set up in rural regions.
- Bring your CNIC & registered phone number.
📌 Documents Required:
- Original CNIC
- Registered mobile number (for OTP verification)
📋 Important Rules for BISP HBL Cluster Payments (2025)
To ensure a smooth payment process, follow these guidelines:
| Rule | Details |
|---|---|
| Strict Payment Schedule | Visit only on your assigned date to avoid overcrowding. |
| Designated Center Only | Payments are not available at random centers—stick to the location in your SMS. |
| Missed Date? | Late collections are allowed but may involve delays. |
| No Proxy Withdrawals | Only the registered beneficiary can withdraw funds (biometric verification required). |
⚠ Avoid Fraud: Never share your CNIC or payment details with strangers.
🎓 BISP Taleemi Wazaif – Additional Support for Children’s Education
Besides the Rs. 13,500 Kafalat payment, BISP also provides Taleemi Wazaif for school-going children:
✅ Automatic enrollment if children are already registered.
✅ No separate application needed.
✅ Regular disbursement along with the main BISP payment.
📌 Keep Updated: Ensure your children’s school records are current to continue receiving this benefit.
🔚 Conclusion
The BISP 13500 payment via HBL ATM clusters ensures a hassle-free and transparent disbursement process. By following the SMS instructions and visiting the correct center on time, beneficiaries can collect their funds smoothly.
🔹 Key Takeaways:
✔ Check your payment schedule via 8171 or BISP website.
✔ Withdraw from HBL ATMs, POS agents, or BISP camps.
✔ No third-party withdrawals—only biometric verification is accepted.
✔ Taleemi Wazaif provides extra support for children’s education.
For any issues, contact the BISP helpline or visit the nearest office.
❓ Frequently Asked Questions (FAQs)
1. Can I collect my payment without the 8171 SMS?
No, the SMS contains essential details (cluster code, date, location). If missing, visit a BISP office.
2. What if my mobile number isn’t registered with BISP?
Update it at the nearest BISP Tehsil office to receive notifications.
3. Are there any charges for ATM withdrawals?
No, BISP payments are free. Beware of scams asking for fees.
4. Can someone else collect my payment?
No, only the registered beneficiary with CNIC & biometric verification can withdraw.
For more updates, stay tuned to the official BISP website! 📢