The Benazir Kafaalat Program is a government initiative in Pakistan that provides financial aid to low-income families. In 2025, the program continues to support millions of women across the country by giving them quarterly cash payments. These payments help families buy food, pay bills, and take care of their children’s needs.
The government has announced the payment schedule for 2025, ensuring beneficiaries know exactly when to collect their money. Each eligible family will receive PKR 9,000 every three months, an increase from previous years. Payments are made through banks, ATMs, and special payment centers.
📅 Official Payment Schedule (2025)
The Government of Pakistan has announced the following quarterly disbursement schedule for Benazir Kafaalat payments:
| Quarter | Expected Dates | Payment Amount (PKR) |
|---|---|---|
| Q1 | January 15 – February 15, 2025 | 9,000 |
| Q2 | April 10 – May 10, 2025 | 9,000 |
| Q3 | July 15 – August 15, 2025 | 9,000 |
| Q4 | October 10 – November 10, 2025 | 9,000 |
*Note: Dates may shift by 1-2 weeks due to holidays/administrative delays.*
✅ Eligibility Criteria (2025 Updates)
To qualify, beneficiaries must:
- Be registered in the NSER Survey (National Socio-Economic Registry)
- Have a Poverty Score (PMT) below 30%
- Not be a government employee or taxpayer
- Women-headed households prioritized
🔍 How to Check Your Payment Status
1. Online Portal
Visit the BISP Official Website → Enter CNIC number → View payment status.
2. SMS Service
Send your 13-digit CNIC (without dashes) to 8171.
Example: 1234567890123 → Reply SMS will show payment date/amount.
3. BISP Tehsil Offices
Visit the nearest BISP office with your original CNIC for manual verification.
Official Payment Schedule (2025)
The Benazir Kafaalat payments are made four times a year in 2025. The government has set specific dates for each quarter to avoid delays. Here are the expected payment periods:
- First Quarter (Q1): January 15 – February 15, 2025
- Second Quarter (Q2): April 10 – May 10, 2025
- Third Quarter (Q3): July 15 – August 15, 2025
- Fourth Quarter (Q4): October 10 – November 10, 2025
Each payment is PKR 9,000, which beneficiaries can collect from HBL Konnect shops, Alfalah ATMs, or designated bank branches. If a payment date falls on a holiday, the next working day will be used.
🏧 Payment Collection Methods
| Method | Process | Required Documents |
|---|---|---|
| HBL Konnect | Biometric verification at agent shops | CNIC + Registered mobile |
| Alfalah ATM | Withdraw via assigned debit card | BISP card + PIN |
| Bank Branch | Visit designated bank branches | CNIC + Payment SMS |
⚠️ Important Alerts for 2025
- New Requirement: Biometric re-verification every 6 months (starting Jan 2025)
- Fraud Warning: Never share CNIC/PIN with agents – BISP never asks for money
- Complaints: Call 0800-26477 or WhatsApp 0329-8888888
📢 Latest Updates (2025 Changes)
- Increased Amount: Payments raised from PKR 8,500 to 9,000 per quarter.
- Youth Inclusion: Pilot program for eligible 18-25 year-olds (conditional on education status).
- Digital Portal: New BISP Mobile App for real-time tracking.
❓ Frequently Asked QWhat If You Miss the Payment Date?
If you miss your payment window, don’t worry. You can still collect your money within 60 days after the last date. After that, the amount goes back to the government, and you must visit a BISP office to reactivate your payment.
Eligibility Criteria (2025 Updates)
To qualify for the Benazir Kafaalat program, families must meet certain conditions:
- Registered in NSER Survey – The government must have your household data.
- Poverty Score Below 30% – Your family’s income must be very low.
- No Government Job or Tax Record – You cannot be employed by the government or pay taxes.
- Women-Headed Households Priority – Widows, divorced women, and poor mothers get preference.
How to Check If You Qualify
- SMS: Send your CNIC number (without dashes) to 8171.
- Online: Visit the BISP website and enter your CNIC.
- BISP Office: Visit the nearest office with your original CNIC for verification.
If you were eligible before but stopped receiving payments, you may need to renew your registration.
How to Check Your Payment Status
There are three easy ways to check if your payment is ready:
1. BISP Official Website
- Go to bisp.gov.pk
- Click on “Payment Verification”
- Enter your CNIC number
- The system will show your payment status
2. SMS Service
- Open your phone’s messaging app
- Type your CNIC number (example:
1234567890123) - Send it to 8171
- You will receive an SMS reply with payment details
3. BISP Tehsil Office Visit
- Find the nearest BISP office using their office locator
- Bring your original CNIC
- Ask the staff to check your payment status
Payment Collection Methods
Once you receive an SMS notification, you can collect your money in different ways:
| Method | How to Collect | Documents Needed |
|---|---|---|
| HBL Konnect Shops | Biometric verification at agent shops | CNIC + Registered mobile number |
| Alfalah ATM | Use your BISP debit card | Card + PIN |
| Bank Branch | Visit assigned banks (Allied Bank, Bank Alfalah) | CNIC + Payment SMS |
What If There’s a Problem?
- If the ATM doesn’t work, try another machine.
- If biometric verification fails, visit a BISP office for help.
- If your payment is missing, call 0800-26477.
Latest Updates (2025 Changes)
- Increased Payment Amount – From PKR 8,500 to 9,000 per quarter.
- Stricter Verification – Biometric checks every 6 months to prevent fraud.
- New Mobile App – Track payments on the BISP Mobile App.
- Youth Support Pilot – Some young adults (18-25) may get financial help if they meet conditions.
Frequently Asked Questions
Q1: What if my payment is late?
Sometimes delays happen due to bank issues. Wait 7 days, then check again via SMS or the BISP website.
Q2: Can men receive Benazir Kafaalat payments?
No, only women are eligible as the program supports mothers and widows.
Q3: How do I register if I’m new?
Visit a BISP office and ask for the NSER survey. If your family is poor, you may be added to the program.
